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An MPT task memo asks you to draft the legal argument for a brief in support of a motion to compel arbitration. Your client, a credit union, added an arbitration clause to online account terms after sending account holders a notice with a 45-day opt-out period. The plaintiff opened the notice, did not opt out, used the account for six months, and later sued over overdraft fees. The plaintiff argues that the clause is unconscionable because it bars class proceedings and was added after the account was opened.
The Library contains a statute enforcing written arbitration agreements, a case compelling arbitration when customers received notice and continued using an account, and a case refusing enforcement where the business hid the clause and imposed one-sided costs.
Explain how the persuasive brief should be organized and written. Discuss required sections, point headings, application of the File facts, response to unconscionability, and why the answer should not be written as an objective memorandum or client letter.