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Question
Spouses married for 12 years. Both worked until the final year of the marriage, when Spouse X secretly withdrew $70,000 from a joint savings account and lost most of it gambling during weekend trips. Spouse X also transferred a paid-off boat to a sibling for $1, although comparable boats sold for $35,000. The transfer occurred two weeks after Spouse Y said divorce was likely.
The parties also have a retirement account funded entirely by Spouse Y's wages during the marriage, a credit-card balance from ordinary household expenses, and a separate $22,000 credit-card balance Spouse X incurred for gambling trips and gifts to a new romantic partner. Spouse Y earns $95,000 per year. Spouse X earns $30,000 per year and asks for temporary maintenance while retraining for a commercial driver's license.
Discuss how the court should treat the gambling losses, boat transfer, retirement account, debts, and request for maintenance.